Annuity Quote Estimator
Health conditions can qualify you for an enhanced annuity with higher income.
Estimated Annual Income
£17,000
£1,417 per month
Based on single life annuity, level income
Single Life
£17,000 /year
£1,417 /month
Income yield: 6.8%
Current selectionJoint Life
£16,660 /year
£1,388 /month
Income yield: 6.7%
Enhanced
£17,000 /year
£1,417 /month
Income yield: 6.8%
Fixed Term
£19,550 /year
£1,629 /month
Income yield: 7.8%
Impact of Options
| Option | Annual Income | Monthly Income |
|---|---|---|
| Level / No guarantee | £17,000 | £1,417 |
| Level / 5-year guarantee | £16,490 | £1,374 |
| 3% escalating / No guarantee | £10,540 | £878 |
20-Year Income Projection
Cumulative income comparison: level vs 3% escalating annuity
Level — Total over 20 years
£340,000
3% Escalating — Total over 20 years
£283,214
Speak to Your Adviser
Annuity rates vary significantly between providers — your adviser has access to the whole of market through specialist annuity bureaux like AMS Retirement and can typically secure 10–20% better rates than going direct, especially for enhanced annuities.
Message your adviserThese figures are estimates only. Actual annuity rates depend on market conditions, provider, and individual underwriting. Always seek professional advice before purchasing an annuity.