Keep every client, policy and note in one living record
Personal details, pensions, ISAs, property, debts, risk profile and Consumer Duty flags — one shared record with updates from supported integrations. Your team can access notes according to their permissions.
Model a client's future using their recorded finances
Cashflow projections, calculators and scenario modelling draw on the client record and your planning assumptions. Explore drawdown, crystallisation and gifting, then review the results before sharing a report.
Fee income reconciled, not guessed
Sync or upload provider statements — AJ Bell, Transact and more. Bloom matches statement lines to clients and flags unmatched items for review, tracks expected vs received, and shows your income trend and reconciliation status in one view.
Prepare Consumer Duty MI and RMAR from your records
Fair-value, target market and vulnerability flags captured as you advise — not bolted on quarterly. Prepare RMAR figures for RegData and review Consumer Duty MI using your client and accounting records. Check the inputs and complete your regulatory submission separately.
Suitability drafts grounded in your client record
Draft a suitability report using the client's objectives, existing plans and your firm's fee structure. Financial tables use calculated values; recognised missing inputs are highlighted for review. AI-generated prose and compliance pre-checks support your work, but the adviser must verify the figures, reasoning and suitability before sharing.