A solo adviser
Replace a three-tool stack with one system. Run the practice, advise the clients, send branded suitability letters, and stop re-keying the same details between tools.
The product
Everything your practice does, in one place.
One client record, and every tool reads from it. This page is the full list of what the £99 seat includes. Every picture is the real app, recorded in a fictional demo firm.
What the seat includes
Your core practice tools, in one subscription.
£99 per adviser per month. Admin and paraplanner seats are free. External providers may need their own accounts, licences or set-up.
| Capability | Bloom |
|---|---|
| CRM and client records | Included |
| Cashflow modelling and calculators | Built in |
| Suitability letters, drafted from the record | Built in |
| Compliance pre-check and sign-off | Built in |
| RMAR preparation and Consumer Duty MI | Built in |
| Client portal: fact-finds, messages, documents, e-signature | Included |
| Fund research and platform charge comparison | Included |
| Platform feeds: AJ Bell, Transact, Aviva via FINIO | Included |
| Gmail and Outlook connections | Included |
| Meeting notetaker and soft facts | Included |
| Document AI that reads statements, scanned or handwritten | Included |
| Protection comparison connections | Included, provider licences may apply |
| What it costs | £99 per adviser per month |
| Admin and paraplanner seats | Always free |
Put your own costs against it with the ROI calculator, or see pricing and trial details.
Beyond the five pages
Twelve more things Bloom does.
Each one is live today and part of the one subscription. The pictures are one-to-one windows on the real screens.
- 01
Read provider statements straight into the client record.
- 02
Soft facts proposed from meetings, voice notes and email history, approved by you.
- 03
Cashflow that replays real market crashes on the client's own plan.
- 04
Twenty-six calculators, each saved to the client.
- 05
Fund research and platform charge comparison in the same place.
- 06
Suitability letters that flag what isn't on file instead of guessing.
- 07
Compliance pre-check against COBS 9.4 before anything is sent.
- 08
Send letters to clients for e-signature.
- 09
Fee income matched line by line to clients.
- 10
RMAR and capital worked out from your own figures or Xero.
- 11
Consumer Duty evidence gathered as you advise, not quarterly.
- 12
A client portal for fact-finds, messages, documents and signing.
Research
From fund search to side-by-side comparison, without leaving the workspace.
Search by fund name, ISIN or SEDOL. Look at the performance data available, compare two funds side by side, and put platform charges against each other, all inside the same record the advice is written from.
bloomflow.app/research/funds
Calculators
Twenty-six calculators, each saved to the client.
Every result is kept on the client record with its inputs, so a figure quoted in a letter can be traced back to the calculation it came from.
- Pension forecast
- Tax planning
- Capacity for loss
- Inheritance tax
- Retirement income
- Mortgage
- Mortgage affordability
- Stamp duty
- Capital gains tax
- Pension annual allowance
- Salary vs dividend
- School fees
- Junior pension
- Junior ISA
- Equity release
- EIS, SEIS and VCT
- Income drawdown
- Pension transfer
- Retirement income gap
- State pension age and forecast
- Salary sacrifice
- Bond surrender
- QROPS transfer
- Annuity comparison
- Life insurance comparison
- Mortgage comparison
Who it's for
Independent advisers and growing firms.
One platform, priced per adviser, with free admin and paraplanner seats.
A firm with paraplanners
Delegate safely. Owners and paraplanners see every client, advisers see their own, and compliance has the audit trail and sign-off record it needs. The extra seats cost nothing.
Try it on your own book for 14 days.
No card, no lock-in, and your data exports whenever you want it.